2025 401k Contribution Limit Over 60. However, individual retirement account (ira) contributions will continue to be $7,000 in 2025, the same as in 2024. The 2025 catch‑up contribution limit for individuals aged 50 and over will stay at $1,000, the same rate from 2024.
If you’re feeling behind on retirement savings, you can make higher 401(k) plan. The 401(k) contribution limit for 2025 is $23,500, up from $23,000 in 2024.
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